Most buyers are unaware that dealers can mark up interest rates for auto loans regardless of buyers' risk profiles, potentially leading to gender discrimination in the third most prevalent consumer debt category in the U.S. Using individual transaction-level data from a 20% random sample of U.S....

Car buying for more than 80% of consumers involves obtaining a loan at a dealership in the U.S. Many of these buyers unknowingly pay an undisclosed interest rate markup charged by car dealerships, i.e., a dealer markup. The opaqueness of the dealer markup practice and a regulatory vacuum have...

It is known that the single machine scheduling problem of minimizing the number of tardy jobs is polynomially solvable. However, it becomes NP-hard if each job has a deadline. Recently, Huo et al. solved some special cases by a backwards scheduling approach. In this note we present a dual...

Trust is particularly important in online markets to facilitate the transfer of sensitive consumer information to online retailers. In electronic markets, various proposals have been made to facilitate these information transfers. We develop analytic models of hidden information to analyze the...