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correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. Therefore we analyze the intra-household allocation of retirement savings between partners in Germany taking … "peer effect". The unitary model of household decision making can thus be rejected with respect to retirement savings. …
Persistent link: https://www.econbiz.de/10011582956
population aging over the period 2000–14. While there is little doubt that household savings have decreased, the true trend … of risky assets in household portfolios increases with age and barely decreases even for retired households. The main … sources of increasing household wealth are the increasing wealth of the elderly and the increasing proportion of the wealthier …
Persistent link: https://www.econbiz.de/10012964317
We analyze the saving motives of European households using micro-data from the Household Finance and Consumption Survey … suggest that the retirement motive and the precautionary motive are the dominant motives for saving in Europe partly because … in Europe than is the altruism model …
Persistent link: https://www.econbiz.de/10015056164
-quarter of total household wealth in Europe provides further corroboration for this finding. …In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and … findings suggest that the retirement motive and the precautionary motive are the dominant motives for saving in Europe partly …
Persistent link: https://www.econbiz.de/10015047840
correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. …
Persistent link: https://www.econbiz.de/10011434405
Using credit report records and data collected from several household surveys, we analyze changes in household debt and … increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end …
Persistent link: https://www.econbiz.de/10008935752
financial literacy are more involved in household financial decisions. In line with the literature, we further find that women …
Persistent link: https://www.econbiz.de/10012926242
correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings …
Persistent link: https://www.econbiz.de/10012969363
Research has consistently shown that women's involvement in household decision making positively affects household … outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household … decision making? Using data on savings groups in Rwanda, we examine this relationship and show that women with higher financial …
Persistent link: https://www.econbiz.de/10012108638
financial literacy are more involved in household financial decisions. In line with the literature, we further find that women …
Persistent link: https://www.econbiz.de/10011789331