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concentration of household savings in Germany by estimating saving amounts, saving rates and shares in aggregate savings for … apparent. Over the years 2003 till 2013 we find an increase of the concentration of household savings across the income and … rates as input parameters for a macro simulation of the distribution of household incomes and savings we find that the …
Persistent link: https://www.econbiz.de/10011575021
A large fraction of households have very little savings buffer and are there-fore vulnerable to financial shocks. We … increases intended sav-ings. In line with this, we find in our field experiment that households whoare exposed to the social … norm nudge click more often on a link to a personalwebpage where they can start or adjust an automatic savings plan …
Persistent link: https://www.econbiz.de/10012057179
inequality in per capita income. The level of inequality in Spain is more moderate when total gross household income is analysed …
Persistent link: https://www.econbiz.de/10011967426
the Singapore Life Panel survey to measure financial literacy to study its relationship with three aspects of household …
Persistent link: https://www.econbiz.de/10012113846
This paper uses unique administrative data and a quasi-field experiment of exogenous allocation in Sweden to estimate medium- and longer-run effects on financial behavior from exposure to financially literate neighbors. It contributes evidence of causal impact of exposure and of a social...
Persistent link: https://www.econbiz.de/10011936226
an in-depth analysis of micro-based data on household wealth across OECD countries. The analysis addresses several …
Persistent link: https://www.econbiz.de/10012202943
hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the … literature on household saving behavior in Japan (with emphasis on the author's own past research) to shed light on whether or …
Persistent link: https://www.econbiz.de/10012195738
We use data from the Federal Reserve Board's Survey of Consumer Finances (SCF) to explore how household asset … market assets - drove the household balance sheet evolution; however, we find a great heterogeneity in the balance sheets …
Persistent link: https://www.econbiz.de/10012118968
behavior. We find that a one percentage point increase in job loss risk increases liquid savings by roughly 1.2 - 2.0 percent … for intersectoral linkages and lower demand from affected industries, consistent with the household demand channel of …
Persistent link: https://www.econbiz.de/10012214377
A large fraction of households have very little savings buffer and are therefore vulnerable to financial shocks. This … link to a personal web page where they can start or adjust an automatic savings plan. However, analyzing detailed bank data …, we find no treatment effect on actual savings, neither in the short run nor in the long run. Our null findings are quite …
Persistent link: https://www.econbiz.de/10012433886