Wie im Altersübergangs-Report 2005-02 (Brussig 2005) dokumentiert, sind nach einer Betriebsbefragungaus dem Jahre 2002 rund die Hälfte aller Betriebe grundsätzlich nicht oder nurbedingt bereit, ältere Arbeitnehmer neu einzustellen. Damit sind die Beschäftigungschancenvon Älteren nach wie...

Nach wie vor sind Ältere eine benachteiligte Gruppe auf dem Arbeitsmarkt. Einmal arbeitslos geworden, haben sie kaum mehr eine Chance auf dem Arbeitsmarkt Fuß zufassen, denn ein gro-ßer Anteil der Betriebe ist nicht bereit sie einzustellen (vgl. Brussig 2005). Auch wenn bei po-tenziellen...

Private wealth holdings are likely to become an increasingly important determinant in the jobexit decision of elderly workers. Net wealth may correlate with worker’s characteristics thatalso determine the exit out of a job. It is therefore important to include a rich set of...

This study analyses the development of the economic well-being of the elderly in Swedensince 1990 - a period characterized by increased influence from the financial market andextreme economic events - using data from the Household Income Survey. The elderly werenot isolated as pensions were cut,...

Newly introduced Government-subsidized pension products in Germany are requiredto contain a promise by the seller to provide a “money-back guarantee” atthe end of the term. The client is also given the right to stop paying premiums atany time (paid-up option). In this case, the amount of all...

In this paper we document the importance of framing effects in the retirement savingsdecisions of college professors. Pensions in many post-secondary institutions are funded bya combination of an employer contribution and a mandatory employee contribution.Employees can also make tax-deferred...

Much of the industrialized world is undergoing a significant demographic shift, placing strain on public pension systems. Policymakers are responding with pension system reforms that put more weight on privately managed retirement funds. One concern with these changes is the effect on individual...

This study was designed to ‘sense check’ emerging estimates of the monthly administrative costs associated with personal accounts arrangements in SMEs. The principal aims were to:(a) Solicit views on the accuracy of estimates of time/costs based on internal government analysis.(b) Identify...

In December 2006 the Government announced proposals to promote private pension saving across UK workplaces. These proposals are explained in the Government’s White Paper, ‘Personal accounts: a new way to save’ . The proposed personal accounts system will operate from 2012 and will require...