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Does Fintech benefit financial disintermediation? : evidence based on provinces in China from 2013 to 2018
Zhang, Xiumin; Zhao, Tianyu; Wang, Linhui; Dong, Zhiqing - In: Journal of Asian economics 82 (2022), pp. 1-22
Persistent link: https://www.econbiz.de/10013549981
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FinTech adoption in SMEs and bank credit supplies : a study on manufacturing SMEs
Shafiq Ur Rehman; Al-Shaikh, Mustafa; Washington, … - In: Economies : open access journal 11 (2023) 8, pp. 1-15
Bank lending to SMEs plays a vital role in economic growth, contributing significantly to employment and GDP. Access to … bank lending is crucial for small- and medium-sized enterprises (SMEs), as they contribute significantly to global … employment and GDP. New financial technologies promise better bank operations, fewer costs, and enhanced credit supply to SMEs …
Persistent link: https://www.econbiz.de/10014362486
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Technology entrepreneurship : fintech lending in Indonesia
Akyuwen, Roberto; Nanere, Marthin; Ratten, Vanessa - In: Entrepreneurial Innovation : Strategy and Competition …, (pp. 151-176). 2022
Persistent link: https://www.econbiz.de/10013342967
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Indonesian peer to peer lending (P2P) at entrant’s disruptive trajectory
Kohardinata, Cliff; Soewarno, Noorlailie; Tjahjadi, Bambang - In: Verslas : teorija ir praktika : Vilniaus Gedimino … 21 (2020) 1, pp. 104-114
still dominated by the regions in Java, but FinTech is generally able to grow in areas with less developed local economies …
Persistent link: https://www.econbiz.de/10012221924
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Adoption factors in digital lending services offered by FinTech lenders
Adamek, Jacek; Solarz, Małgorzata - In: Oeconomia Copernicana 14 (2023) 1, pp. 169-212
Persistent link: https://www.econbiz.de/10014249937
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Factors influencing the acceptance of financial technology by consumers of traditional financial services in Portugal
Salgado, Diogo Oliveira; Sousa, Bruno - In: International journal of management practice : IJMP 15 (2022) 5, pp. 671-691
Persistent link: https://www.econbiz.de/10013415140
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Fintech and banks as complements in microentrepreneurship
Adbi, Arzi; Natarajan, Siddharth - In: Strategic entrepreneurship journal : SEJ 17 (2023) 3, pp. 585-611
Persistent link: https://www.econbiz.de/10014457646
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The Big Tech Lending Model
Liu, Lei; Lu, Guangli; Xiong, Wei - National Bureau of Economic Research - 2022
By comparing uncollateralized business loans made by a big tech lending program with conventional bank loans, we find that big tech loans tend to be smaller and have higher interest rates and that borrowers of big tech loans tend to repay far before maturity and borrow more frequently. These...
Persistent link: https://www.econbiz.de/10013334379
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Technology adoption : impact of FinTech on financial inclusion of low-income households
Young, Darius; Young, John H. - In: International journal of electronic finance : IJEF 11 (2022) 3, pp. 202-218
Persistent link: https://www.econbiz.de/10014309516
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Adopting mobile money : evidence from an experiment in rural Africa
Batista, Catia; Vicente, Pedro C. - 2020
Who uses mobile money? What is mobile money used for? This paper describes the mobile money adoption patterns following the experimental introduction of mobile money for the first time in rural areas of Southern Mozambique. We use a combination of administrative and household survey data to...
Persistent link: https://www.econbiz.de/10012164537