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a bank in the Philippines to conduct a field experiment to examine these issues. We randomly assigned half of the 169 …
Persistent link: https://www.econbiz.de/10005357728
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing. Two randomized trials tested the overall effect, as well as specific mechanisms. The...
Persistent link: https://www.econbiz.de/10010753697
a bank in the Philippines to conduct a field experiment to examine these issues. We randomly assigned half of the 169 …
Persistent link: https://www.econbiz.de/10005656151
of microfinance. Random variation in the frequency of mandatory meetings across first-time borrower groups generates … field experiment among a subset of clients provides direct evidence that more frequent interaction increases economic …
Persistent link: https://www.econbiz.de/10013069735
This paper investigates how gender disparities affect the time to default of both group and individual micro-finance … loans. We also document and control for the effect of the Covid-19 pandemic on micro-finance loan borrower’s time to repay …
Persistent link: https://www.econbiz.de/10014237454
This paper investigates how gender disparities affect the time to repay group micro-finance loans using survival … micro-finance loan borrowers to repay. We use a large sample of bank microfinance group loans from August 2017 to August …
Persistent link: https://www.econbiz.de/10014391252
rural Karnataka, India. Evidence from the experiments were integrated with individual survey data on the economic and … preference ; hyperbolic discounting ; loan contracts ; microfinance …
Persistent link: https://www.econbiz.de/10003790261
experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of … typical lending mechanisms. -- Time preference ; hyperbolic discounting ; self-control ; loan contracts ; microfinance …
Persistent link: https://www.econbiz.de/10003959320
experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of …
Persistent link: https://www.econbiz.de/10013069930
Microfinance programs like Self Help Group Bank linkage program (SHG), aim to empower women through provision of … greater impact on empowering women. Using household survey data on SHG from India, a general structural model is adopted where … the most significant factors in empowering women. -- microfinance ; impact ; women empowerment …
Persistent link: https://www.econbiz.de/10003779735