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The purpose of this study is to examine whether FinTech companies believe that the growing dependence on regulation … that regulation is still one of the most pressing issues for FinTech companies, even though it is not necessarily … regulation per se that causes concerns, but the lack of a regulatory framework that would be suitable for the special situation …
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stablecoin issuers raises the challenge of how to apply technology-neutral regulation so that similar risks are subject to the …
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With transformative evolution involving crypto-assets, machine learning applications and data-driven finance models, complex regulatory and policy issues are emerging. Inadequate frameworks in FinTech markets create regulatory friction and regulatory fragmentation. These limitations continue to...
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regulation on FinTech in Nigeria has engendered the erroneous notion that the Nigerian FinTech industry is uncharted territory …. However, notwithstanding the inexistence of a cohesive FinTech regulation, the Central Bank of Nigeria (CBN) has issued …
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FinTech holds great potential for both financial inclusion and economic development in a wider sense. Digital financial solutions have been expanding access and reach to consumers, especially the unbanked and under-banked. They have been significantly lowering the costs of providing financial...
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This article examines the emerging regulatory responses to an ongoing fintech disruption of traditional finance. Focusing primarily on the U.S. experience to date, it offers a three-part taxonomy of principal approaches to fintech taken by financial regulators: what I call the...
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