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Our analysis focuses on Estonian Fintech companies with particular interest in the reciprocal effects of Fintechs and the regulatory environment in which they operate. To this end, we give an overview of the legal implications and foundations of regulated and unregulated larger categories of...
Persistent link: https://www.econbiz.de/10012837077
This analysis concerns the regulation of fintech banks, having regard to the possibility of a business model in which …
Persistent link: https://www.econbiz.de/10012841883
to help them navigate a confusing thicket of financial regulation that might otherwise impede their innovation. These …
Persistent link: https://www.econbiz.de/10012842196
, and effective regulation. Recent developments suggest that regulatory approaches and their legal foundations need to … augment entity-based regulation with increasing focus on activities and risks as market structure changes. This paper draws on …
Persistent link: https://www.econbiz.de/10012830835
laboratory free space or by self-regulation. It also shows that idiosyncratic national rules would result in legal fragmentation … would be the most adequate solution for the regulation of global services. It proposes to re-conceptualize the FSB and to …
Persistent link: https://www.econbiz.de/10012866448
to highlight that the evolution of the European regulation (of the internal market for capitals, banking and financial …
Persistent link: https://www.econbiz.de/10012869489
This Article shows that fintech exacerbates the difficulties of standard setting in international financial regulation … innovative algorithms introduce informational uncertainties and complex risks for market integrity. Further, regulation's ability … upstarts and nontraditional players.International financial regulation presents even steeper challenges when viewed through the …
Persistent link: https://www.econbiz.de/10012824125
the implications of Singapore's cybersecurity regulation for domestic FinTech firms and the impact of prospective …
Persistent link: https://www.econbiz.de/10012824921
This essay briefly explains fintech lending, focusing on its differences from traditional lending. It argues that innovations in fintech lending could improve on the status quo in financial services. The status quo is problematic because traditional credit-scoring techniques often prevent the...
Persistent link: https://www.econbiz.de/10012915551
necessitating the reconceptualization of financial regulation. RegTech to date has been focused on the digitization of manual … by a new approach that sits at the nexus between data, digital identity and regulation. We seek to expose the inadequacy …
Persistent link: https://www.econbiz.de/10012981927