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The objective of this study is to gain a better understanding of the FinTech landscape in the ASEAN region and how it has been evolving within each country. The FinTech ecosystem is constituted of interrelated and purposively congruent stakeholders, including FinTech companies, financial...
Persistent link: https://www.econbiz.de/10013240029
Fintech is transforming the global financial landscape. It is creating new opportunities to advance financial inclusion and development in Emerging Markets and Developing Economies (EMDEs), but also presents risks that require updated supervision policy frameworks. Fintech encompasses new...
Persistent link: https://www.econbiz.de/10013254875
This note provides: (1) an overview of new manifestations of consumer risks that are significant and cross-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of emerging regulatory approaches to target such risks....
Persistent link: https://www.econbiz.de/10013254876
"This book is the first part of Applications and Trends in Fintech, which serves as a comprehensive guide to the advanced topics in fintech, including the deep learning and natural language processing algorithms, blockchain design thinking, token economics, cybersecurity, cloud computing and...
Persistent link: https://www.econbiz.de/10013274034
This paper looks at consumer complaints about student loan lenders and servicers from the Consumer Financial Protection Bureau’s (CFPB’s) consumer complaint database. Using a novel dataset drawn from 30,678 complaints filed against 212 student loan companies, we analyze consumers’...
Persistent link: https://www.econbiz.de/10013290032
the regulation of financial services after Brexit: as divergence from the EU increases, it will be necessary to retain the … development of a domestic-led network. For that purpose, this article compares initial responses to FinTech regulation at the UK …
Persistent link: https://www.econbiz.de/10013291413
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regulating RegTech’s algorithms should be adopted. This model should be based on two facets of regulation: first, the soft law …
Persistent link: https://www.econbiz.de/10013212641
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