The marketing contributes to the conquest and sell of products and services to clients. Besides these actions, the development of banks is greatly based on their capacity to keep their clients and to create a favorable image for the future objects by means of verbal communication. We often hear...

This paper has like objective to present the main aspects concerning strengthening romanian banks' role in the european funds absorption. So, we organized our paper in two sections: the role of banks in the absorption of EU funds and the impact of the current financial crisis on the proces of...

TARGET2 – Securities will be a platform for the cross – border and domestic setlement of securities against central bank money. The platform will service the Central Securities Depositories (CSDs). It will be run by the Eurosystem. The TARGET2 – Securities project pursues cost reduction by...

During the implementation of the monetary policy, the National Bank of Romania took great care for the activity of giving loans. Analyzing USA crisis, IMF pointed out the importance of regulations for this sector, which practically don’t exist in some cases, especially in the case of...

The current financial crisis seems to be more painful than those occurring in recent decades. This crisis caused a massive decline in the market confidence of both businesses and consumers. The crisis has affected a multitude of economic and financial activities such as financial markets that...

More than any activity, in the banking field the phenomenon of globalization is starting to feel its presence stronger and stronger. Today, the Romanian banking system is dominated by the foreign currency that facilitated the access to external financing, led to the increase of efficiency in...

The current economic crisis, deeply globalized, has its source in the major financial turmoil triggered in the U.S. at the end of 2007 and early 2008 because of the unrealistic bubble of the sub –prime loans based mostly on real estate transactions overestimated. That is why we consider...

The aim of this study is to analyze the structure of competition in local level. In this frame, primarily the recent theoretical and empirical studies about the localization of competition are examined. The local competition strategies of selected eight banks are tried to be analyzed and...

The work is part of a complex research theme approached by the author which follows the knowledge development with favourable implications on the increase of the role and of the importance of the financial stability, having as objective to identify the best methods and institutional structures...

The banking incomes and costs represent an important source of information regarding the profitability of a bank. In a banking environment such as Romania's, constantly changing and subject to the pressure of a fierce competition, all the attention of the banks management teams is oriented...