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We employ senior bank loan officers' responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers' expectations. Our findings suggest that the...
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source of credit are major determinants of loan demand. Agrodealers need to organize themselves into input trading …
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. Today, the main buyers of U.S. corporate loans---and, hence, suppliers of funding for these loans---are institutional …
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. Today, the main buyers of U.S. corporate loans - and, hence, suppliers of funding for these loans - are institutional …
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Empirical evidence demonstrates that credit standards, including lending margins and collateral requirements, move in a … countercyclical movement in credit standards. Our analysis demonstrates that countercyclical fluctuations in credit standards work as … an amplifier of shocks to the economy. In particular, the existence of endogenous credit standards increases output …
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month ahead expected credit standards for several non-financial private sector categories to risk of the macroeconomic … environment banks operate in to reflect whether credit standards react disproportionately to changes in the monetary policy stance … caused by disproportionately strong (weak) reactions in credit standards compared to the overall macroeconomic risk …
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