In this paper we analyse the bank merger between DnB and Gjensidige Bank in 2003, ranked by market share as number one … and number three in the Norwegian bank market. Focusing on loans to firms, our difference-in-differences analysis shows no … remedial measures imposed by the Norwegian Competition Authority on the two merging parties are also likely to explain some of …

This paper studies empirically the relationship between competition and risk taking in banking markets. We exploit an … banks. We find that more competition leads to more risk taking. We also examine the effects of bank competition on the … unique dataset providing information about all bank loans to Norwegian firms over several years. Rather than relying on …

The paper tests the effect of competition on bank risk-taking for a sample of up to 800 banks worldwide over the period … 1995-2010. Following the theoretical literature on bank competition and risk more closely than previous empirical research …, we measure competition at the bank level and separate the effects of competition in deposit and loan markets. We also …

In this study, we assess whether banking system concentration is strongly linked to banks credit risk exposure. We use …, the study concludes that the SADC banking sector was relatively stable during the second phase of banking reforms. The … research also identifies two categories of factors that impact on credit risk in the SADC banking system. The first category …

This paper tests for the existence of market power in banking, using data on demand deposit rates of households and … addition to general sluggishness, bank deposit rates' reactions are clearly asymmetric: flexible when market rates are …

competitiveness of the given regional market, and the results from non-structural methods of estimation suggest that bank competition …This empirical paper adds to competition and industrial organization literature by exploring the interplay between … markets to be ruled by monopolistic competition, although estimation by revenue-equation does not reject monopoly hypothesis …

This paper studies banks' competitive behavior on the deposit side of the Italian retail banking industry. We use a …