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Finanzwissen und Finanzbildung in Deutschland : was wissen wir eigentlich?
Bucher-Koenen, Tabea; Knebel, Caroline - 2021
Im internationalen Vergleich verfügen die Deutschen über ein relativ hohes Finanzwissen. Allerdings bedeutet dies nicht …, dass Finanzwissen universell verbreitet ist. Der Anteil der Befragten, die drei grundlegende Fragen zu Zins, Inflation und … geringem Einkommen und geringer Bildung deutlich niedriger. Wissenschaftliche Untersuchungen zeigen, dass sich Finanzwissen …
Persistent link: https://www.econbiz.de/10012431932
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Finanzwissen und Finanzbildung in Deutschland : was wissen wir eigentlich?
Bucher-Koenen, Tabea; Knebel, Caroline - In: Vierteljahrshefte zur Wirtschaftsforschung 90 (2021) 1, pp. 11-32
nicht, dass Finanzwissen universell verbreitet ist. Der Anteil der Befragten, der drei grundlegende Fragen zu Zins … zeigen, dass sich Finanzwissen positiv auf Fi- nanzentscheidungen auswirkt. Zudem können Finanzbildungsprogramme Finanzwissen …In an international comparison, Germans have a relatively high level of financial knowledge. However, this does not …
Persistent link: https://www.econbiz.de/10013368607
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Was sind Schwachstellen und Alternativen finanzieller Bildung?
Oehler, Andreas; Horn, Matthias - In: Vierteljahrshefte zur Wirtschaftsforschung 90 (2021) 1, pp. 107-123
Der Beitrag analysiert sowohl Schwachstellen als auch darauf aufbauend Handlungs- empfehlungen und Lösungsvorschläge im Bereich der finanziellen Bildung von privaten Haushalten. Die Analyse der Schwachstellen umfasst eine kritische Sicht auf die Methodik zur Einschätzung finanzieller Bildung,...
Persistent link: https://www.econbiz.de/10013368632
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Gender gaps in financial literacy : a multi-arm RCT to break the response bias in surveys
Hospido, Laura; Iriberri, Nagore; Machelett, Margarita - 2023
Gender gaps in financial literacy are pervasive and persistent. They are partly explained because women choose "I do not know" more frequently. We test for the effectiveness of three interventions to shift this behavior. The control survey includes the possibility of "I do not know". The three...
Persistent link: https://www.econbiz.de/10014431799
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Has Financial Knowledge Increased in the United States?
Kim, Kyoung Tae; Lee, Sunwoo T.; Hanna, Sherman D. - 2022
This study explores financial knowledge patterns from 2009 to 2018, focusing on objective and subjective knowledge …, overconfidence in financial knowledge, and “Don’t know” responses. We used four waves of National Financial Capability Study (NFCS …) datasets. Objective financial knowledge was lower in 2018 than in 2009, and the proportion of individuals who were …
Persistent link: https://www.econbiz.de/10013292614
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Financial literacy and economic growth : how Eastern Europe is doing?
Pașa, Adina Teodora; Picatoste, Xose; Gherghina, Elena … - In: Economics : the open-access, open-assessment journal 16 (2022) 1, pp. 27-42
In this study, we aim to analyse financial literacy as a driver of financial wellbeing and economic growth in three of the most recent EU Member States, namely Romania, Bulgaria, and Croatia. Our particular interest in studying more in-depth these three countries is generated by their difficult...
Persistent link: https://www.econbiz.de/10013252554
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Financial literacy and intertemporal arbitrage
Oberrauch, Luis; Kaiser, Tim - 2020
We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in...
Persistent link: https://www.econbiz.de/10012308896
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The assessment of financial literacy : new evidence from Europe
Nicolini, Gianni; Haupt, Marlene - In: International Journal of Financial Studies : open … 7 (2019) 3/54, pp. 1-20
The hypothesis that people with more financial literacy make better financial decisions and show positive financial behaviors is crucial for more than one stakeholder. A weak connection between financial literacy and financial behaviors jeopardizes the opportunity to invest in financial...
Persistent link: https://www.econbiz.de/10012150306
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Financial literacy and new business entry
Skica, Tomasz; Mikuš, Juraj; Holienka, Marian - In: Financial internet quarterly 18 (2022) 2, pp. 42-66
The issue of the relationship between financial literacy and entrepreneurship is still not a fully explored research area. On the one hand, there are common views that financial literacy and education in finance are necessary in every individual's life, and that an insufficient level of finan-...
Persistent link: https://www.econbiz.de/10013368193
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Digital interventions to increase financial knowledge : evidence from a pilot RCT
Oberrauch, Luis; Kaiser, Tim - 2024
knowledge in a small-scale RCT. We test the substitutability or complementarity of two treatments: an online video financial …, the video treatment enhanced financial knowledge scores by more than 50 percent of a standard deviation. Conversely, the …
Persistent link: https://www.econbiz.de/10014493790