In a recent initiative, a new scheme combining Jan Dhan account, Aadhaar Card and mobile banking have been introduced by the government. The philosophy was that Jan Dhan accounts would be opened especially for neglected sections of society. The issue of unique identity proof of all citizens...

Retail sector has been the key pillar of Indian industry. Our article talks about the evolving landscape in the food and grocery segment especially after the launch of online start-ups. A number of factors like ageing population, convenience, growing internet penetration etc are fuelling the...

Volkswagen is one of the leading car manufacturers in the world. Our article talks about the diesel emission scandal of Volkswagen Group and actions taken by the regulators of numerous countries. This article has been written after gathering information from sources like newspapers and websites....

Payments Banks present an exciting opportunity for digital financial inclusion in India. Present article provides information about what are payments banks, various guidelines issued by RBI and issues involved in its operation. This article has been written after gathering information from...

Gold Monetisation scheme is another initiative towards enhanced financial investments in India. Present article provides information about the scheme, various guidelines issued by government and issues involved in its implementation. This article has been written after gathering information from...

Jan Dhan–Aadhaar–Mobile (JAM) trinity is a scheme that seeks to offer no-frill account, valid identity proof and digital platform for financial transactions with an intent to achieve inclusive state. It is based on two pillars namely active role of market participants and the provision of...

Financial inclusion means that ‘individuals and businesses have access to useful and affordable financial products and services that meet their needs- transactions, payments, savings, credit and insurance delivered in a responsible and sustainable way’. Researchers have suggested different...