Digital transformation (DT) has not only been a major challenge in recent years, it is also supposed to continue to … enormously impact our society and economy in the forthcoming decade. On the one hand, digital technologies have emerged …, diffusing and determining our private and professional lives. On the other hand, digital platforms have leveraged the potentials …

The study investigates the digital technology-financial inclusion nexus in 43 Sub-Saharan African countries between … heterogeneity and IV-Tobit to take into account the limited range in the dependent variables. At all levels, digital technology … conducted by computing a composite indicator of financial inclusion to determine how it is affected by digital technology. The …

We study a model of financial intermediation, payment choice, and privacy in the digital economy. Cash preserves …. Payment tokens issued by digital platforms allow merchants to hide from banks but enable platforms to stifle competition. An … independent digital payment instrument (a CBDC) that allows agents to share their payment data with selected parties can overcome …

, both during work- and playtime. No wonder that social inequalities are increasingly reflected as digital inequalities in … research note brings together theoretical and practical resources related to digital inclusion issues globally, with local … examples from Romania, where digital naïves – the poor, the rural, the elderly, the disabled, and the less educated – are more …

This report aims to present the rationale for digitization of agribusiness payments in Sub-Saharan Africa (SSA), assess … the current status of digitization using demand and supply-side data, and identify key actions that can help accelerate … digitization. The report draws on an analysis of financial-inclusion data from the Global Findex database, a survey administered to …