In the current competitive scenario, the banking industry must contend with multiple challenges tied to regulations, legacy systems, disruptive models/technologies, new competitors, and a restive customer base, while simultaneously pursuing new strategies for sustainable growth. Banking...

CHAPTER 1 Introduction -- CHAPTER 2 Business Model -- CHAPTER 3 Payment Services -- CHAPTER 4 Payment Card Systems -- CHAPTER 5 Digital Banking -- CHAPTER 6 Novels in FinTech -- CHAPTER 7 New Challenges in FinTech.

2.5 billion adults, just over half of world's adult population, do not use formal financial services to save or borrow. 2.2 billion of these unserved adults live in Africa, Asia, Latin America, and the Middle East. Of the 1.2 billion adults who use formal financial services in Africa, Asia, and...

Banking services using appropriate technology and efficient delivery model like automatic teller machines, can help in making banking feasible in rural areas and hence achieve the goal of financial inclusion plan.The four nations, Brazil, Russia, India & China, are hardly the same in terms of...

In recent years, the Chinese banking industry has increasingly used financial technology (FinTech) to increase the credit supply to key areas of inclusive finance, as “impulse” and “fee reduction and profit-sharing” behaviours have exerted pressure on bank performance. This paper...