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Catching up with the Joneses and borrowing constraints : an agent-based analysis of household debt
König, Nadja; Größl, Ingrid - 2014
We study an Agent-based model of household-bank relationships where households borrow for the purpose of consumption. Desired consumption is driven by households disposable income as well as a social norm of consumption. If households care about their relative position in the economy (i.e. want...
Persistent link: https://www.econbiz.de/10010425727
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Minimum wages and consumer credit : impacts on access to credit and traditional and high-cost borrowing
Dettling, Lisa J.; Hsu, Joanne W. - 2017 - This version: January 15, 2017
Persistent link: https://www.econbiz.de/10011708137
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Credit card debt puzzle : evidence from the euro area
Pulina, Giuseppe - In: Economics letters 236 (2024), pp. 1-4
Persistent link: https://www.econbiz.de/10015071842
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A note on pitfalls of credit crunch regressions
Kato, Ryo - In: Economics letters 99 (2008) 3, pp. 504-507
Persistent link: https://www.econbiz.de/10003726233
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The real cost of credit constraints : evidence from micro-finance
Sane, Renuka; Thomas, Susan - In: The B.E. journal of economic analysis & policy 16 (2016) 1, pp. 151-183
Persistent link: https://www.econbiz.de/10011430687
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Household credit : regulation, constraints and macroeconomic implications
Eryzhenskiy, Ilya - 2022
Persistent link: https://www.econbiz.de/10012819355
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Age of decision : pension savings withdrawal and consumption and debt response
Agarwal, Sumit; Pan, Jessica; Qian, Wenlan - In: Management science : journal of the Institute for … 66 (2020) 1, pp. 43-69
Persistent link: https://www.econbiz.de/10012156560
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Trickle-down consumption, financial deregulation, inequality, and indebtedness
Alvarez-Cuadrado, Francisco; Japaridze, Irakli - In: Journal of economic behavior & organization : JEBO 134 (2017), pp. 1-26
Persistent link: https://www.econbiz.de/10011740705
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Adverse selection, loan access and default behavior in the Chilean consumer debt market
Madeira, Carlos - In: Financial innovation : FIN 9 (2023) 1, pp. 1-29
increases with indebtedness, unemployment, household size, health shocks, and paying previous loans. Counterfactual exercises …
Persistent link: https://www.econbiz.de/10014289050
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Capital, credit constraints and the comovement between consumer durables and nondurables
Chen, Been-lon; Liao, Shian-yu - In: Journal of economic dynamics & control 39 (2014), pp. 127-139
Persistent link: https://www.econbiz.de/10010388798