The aim of the paper that treats the actuarial model of insurance in case of survival or early death is to show the … insurance in the world. The paper applies the scientific methodology of the deductive character based on scientific, theoretical … paid. Finally, the financial repercussions of some models are presented at examples in insurance companies. The result of …

, they are frequently seen as uneconomical products, which is caused mainly by the fact that insurance policies compensations … of such insurance types, carry out an accurate valuation of the unit-linked insurance portfolio, as well as to … investigate financial surplus in relation to a traditional insurance with guaranteed sum. …

insurance policies. The risk-map paradox that we describe explains why an insurance system with simplistic maps and tariffs is … the rule. Indeed, in practice we observe simple policies, consisting of a prohibited red zone and a zone without insurance …

reserving. In this paper, we empirically study claims inflation with focus on automobile liability insurance based on a data set … provided by a large German non-life insurance company. The aim is to obtain empirical insight regarding the drivers of claims …

The study of actuarial fairness in auto insurance has been an important issue in the decision making of rate regulation … charged eventually may not align with the empirical risk relativities calculated from insurance loss data. Therefore … studying insurance fairness, particularly from rate regulation perspectives. This work applies statistical models to rate and …