Collectively, Americans are woefully unprepared financially for retirement. This retirement problem actually reflects a … participants.To achieve success, in our view the retirement plan of the future needs these features:• Contribution levels should be ….• Longevity risk should be minimized by pooling individual participants' assets with others.• Retirement age should be deferred …

retirement security, enhancing welfare by up to 20% of retiree plan accruals. …

To establish current savings behavior, one necessary measurement of retirement preparation is identifying the … percentage of workers with employment-based retirement plans, as well as understanding the characteristics of workers with and … working family head participating in a retirement plan increased with the size of his or her employer. In 2010, among family …

-based retirement plan, and to know the characteristics of workers with and without a plan - the subject of this paper. The findings … (typically a 401(k)-type plan). In 2007, 18.1 percent of family heads who participated in an employment-based retirement plan had … significant impact on the funds available for these participants in retirement. The EBRI-ERF Retirement Security Projection Model …

Retirement planning is an issue that must be tackled early and solved backward. It must be tackled early because with a … retirement. This article introduces an approach that integrates the working period and the retirement period; leads the … a target portfolio specifically designed to sustain a desired retirement. The analytical framework introduced yields …

advisers to retirement savers. The article also canvasses the customary role of an investment policy statement in promoting … that imposes on financial advisers to retirement savers “fiduciary” status under the Employee Retirement Income Security … Act. The Department reasoned that the fiduciary duty of loyalty was necessary to protect retirement savers from conflicted …

This paper focuses on a critical factor in retirement security: the presence of income or assets from an employment …-based retirement plan. It is the third in a series of EBRI publications based on the Retirement and Pension Plan Coverage Topical … concerning workers' participation in employment-based and other retirement plans …

This paper discusses the likelihood of a family head's participation in a retirement plan as it relates to plan type …