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local credit markets. We provide evidence that marginal increases in interbank competition are detrimental to relationship … technologies are al-ready widely in use in the market by a large group of small mutual banks, an increase in competition may drive … banks to further cultivate their extensive ties with customers. -- interbank competition ; market organizational structure …
Persistent link: https://www.econbiz.de/10003979983
local credit markets. We provide evidence that marginal increases in interbank competition are detrimental to relationship … technologies are al-ready widely in use in the market by a large group of small mutual banks, an increase in competition may drive …
Persistent link: https://www.econbiz.de/10013316197
banks. We find that more competition leads to more risk taking. We also examine the effects of bank competition on the …This paper studies empirically the relationship between competition and risk taking in banking markets. We exploit an … unique dataset providing information about all bank loans to Norwegian firms over several years. Rather than relying on …
Persistent link: https://www.econbiz.de/10014284697
demarcation that shields the private commercial bank from aggressive competition … of such cooperative practices. We study two adjacent markets comprising one savings or cooperative bank that focuses on … one market and one private commercial bank serving both. We acknowledge that savings and cooperative banks have atypical …
Persistent link: https://www.econbiz.de/10013122865
shields the private commercial bank from aggressive competition by these banks. -- banking ; competition ; cooperation : non … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …
Persistent link: https://www.econbiz.de/10003931316
shields the private commercial bank from aggressive competition by these banks. -- banking ; competition ; cooperation ; non … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …
Persistent link: https://www.econbiz.de/10003935372
Persistent link: https://www.econbiz.de/10010363753
Persistent link: https://www.econbiz.de/10014289567
that amongst US small firms, those that operate within a single area where bank competition is limited face higher interest … markets. Borrowers competing against each other across geo- graphical areas of bank influence limit the effect lack of bank … competition can have on interest rates. Using the novel control group of firms identified through this definition, I find evidence …
Persistent link: https://www.econbiz.de/10013003450
The article presents the analysis of determinants of banks' competitiveness in local financial markets, with respect to local (cooperative) banks and branches of large commercial banks. The paper also evaluates the competitive position of the banks using the synthetic measure of competitive...
Persistent link: https://www.econbiz.de/10009576008