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concept" that increased savings contributions from participation in the SMarT program can be offset by other changes to the … household balance sheet (i.e., by reductions in other savings assets and/or by increases in debt liabilities), except in the …
Persistent link: https://www.econbiz.de/10012894918
Early distributions from retirement accounts could endanger future retirement income security, and the U.S. has restrictions to discourage them, including possible tax penalties. On the other hand, tapping one's retirement assets may be rational when an individual encounters financial hardship....
Persistent link: https://www.econbiz.de/10012825636
that these broadly held resources substitute for savings, measures of wealth inequality that do not account for DB pensions …
Persistent link: https://www.econbiz.de/10012584693
I theoretically analyze and empirically identify the optimal default savings rate in automatic enrollment retirement …
Persistent link: https://www.econbiz.de/10013232282
This study examines the take-up, use, and impact of Islamic savings accounts for poor Muslim clients of an MFI in … Pakistan, using a randomized controlled trial. We specifically focus on the impact of opening Islamic savings accounts on women …’s empowerment. The main results strongly suggest that a successful intervention to increase uptake of savings among a sample of …
Persistent link: https://www.econbiz.de/10013242400
This paper investigates the impact of public employment on household saving rates in China using representative household-level data. After controlling for a series of variables such as income, risk attitude, financial literacy, and demographic factors, we show that households headed by public...
Persistent link: https://www.econbiz.de/10013289689
saving behaviour is captured by the amount of household savings and the role of planning for overseas education is … relationship between parents planning to send their children to study abroad and household savings, household financial assets …, household non-savings financial assets and household net wealth have been found in this paper. The results also suggest that the …
Persistent link: https://www.econbiz.de/10013291525
savings puzzles—and offers a psychological rationale for reforms that link traditional 401(k) accounts to more liquid accounts …
Persistent link: https://www.econbiz.de/10013292138
subsequent savings and consumption decisions. Motivated by prior literature on the effect of personal experiences on individual …
Persistent link: https://www.econbiz.de/10013292543
This paper investigates the impact of public employment on household saving rates in China using representative household-level data. After controlling for a series of variables such as income, risk attitude, financial literacy, and demographic factors, we show that households headed by public...
Persistent link: https://www.econbiz.de/10013187718