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Household credit : regulation, constraints and macroeconomic implications
Eryzhenskiy, Ilya - 2022
Persistent link: https://www.econbiz.de/10012819355
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Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates
Carbo-Valverde, Santiago - 2016
In this paper we disentangle the impact of household financial constraints on the mortgage rate from a number of …
Persistent link: https://www.econbiz.de/10013004805
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Credit Use of U.S. households After the Great Recession : The Role of Credit Constraints
Kim, Kyoung Tae - 2015
household debt, (1) installment loan debt and (2) credit card debt. Results of a Heckman selection model indicate that …
Persistent link: https://www.econbiz.de/10013010347
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Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates
Carbo-Valverde, Santiago - 2018
In this paper we disentangle the impact of household financial constraints on mortgage rate from a number of dimensions …
Persistent link: https://www.econbiz.de/10012928824
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Estimating Credit Constraints Among Us Households
Grant, Charles - 2010
paper estimates credit constraints and shows how these differ with household characteristics. It finds that around 31% of …
Persistent link: https://www.econbiz.de/10012716097
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Disentangling the effects of household financial constraints and risk profile on mortgage rates
Carbó Valverde, Santiago; Mayordomo, Sergio; … - In: The journal of real estate finance and economics 56 (2018) 1, pp. 76-100
Persistent link: https://www.econbiz.de/10011966495
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The relationship between credit constraints and household entrepreneurship in China
Cai, Dongliang; Song, Quanyun; Ma, Shuang; Dong, Yang; … - In: International review of economics & finance : IREF 58 (2018), pp. 246-258
Persistent link: https://www.econbiz.de/10012034210
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The effects of changes in local-bank health on household consumption
Cooper, Daniel; Peek, Joe - 2018 - This version: October, 2018
an innovative approach to identifying households likely in need of credit to investigate the effect on household spending …
Persistent link: https://www.econbiz.de/10011905009
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Age of decision : pension savings withdrawal and consumption and debt response
Agarwal, Sumit; Pan, Jessica; Qian, Wenlan - In: Management science : journal of the Institute for … 66 (2020) 1, pp. 43-69
Persistent link: https://www.econbiz.de/10012156560
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House prices, home equity, and personal debt composition
Li, Jieying; Zhang, Xin - 2017
Using a monthly panel dataset of individuals' debt composition including mortgage and nonmortgage consumer credit, we show that house price changes can explain a significant fraction of personal debt composition dynamics. We exploit the variation in local house price growth as shocks to...
Persistent link: https://www.econbiz.de/10011747818