Artículo de revista ; This study offers a succinct overview, from a legal and regulatory standpoint of Directive (EU) 2015/2366 on payment services (PSD2). It begins by describing the general aspects of the PSD2 within its considerable geographical, transitional, regulatory framework of...

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Artículo de revista ; In December 2017, the Basel Committee published the final revisions to the Basel III regulatory framework. The main objective of these revisions – the outstanding Basel III postcrisis reforms – was to reduce the excessive variability of risk-weighted assets. To further...

Artículo de revista ; Following the G20 mandate, there has been a move from incurred loss approaches for the recognition of credit losses to expected credit loss approaches. Since 1 January 2018, European banks follow the approach defined by IFRS 9, according to which, exposures are allocated...

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Artículo de revista ; La Autoridad Bancaria Europea (EBA, por sus siglas en inglés), cumpliendo el mandato conferido por la Directiva 2013/36/EU (CRD IV), ha concretado en sus Guías EBA/GL/2017/12 y EBA/GL/2017/11, publicadas en septiembre del presente año, aquellas cuestiones que la...

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Artículo de revista ; This article contains the discussion made by Pedro Duarte Neves at the first Conference on Financial Stability, jointly organized by the Banco de España and the Centro de Estudios Monetarios y Financieros (CEMFI), on 24 and 25 May 2017. After the presentation provided in...

Artículo de revista ; This article contains the discussion made by Richard Herring after the presentation of the panel based on the book The Countercyclical Provisions of the Banco de España (2000-2016), that took place in Madrid at the first Conference on Financial Stability. This Conference...

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