Wardhono, Adhitya; Modjo, Mohamad Ikhsan; Utami, Eka Wahyu - 2019
rural and urban areas of Indonesia. The data used in this research are from the Indonesian Family Life Survey (IFLS) 2007 … and 2014. We looked at the role of microfinance as a bridge for MSMEs to access credit, however our results show that this … have much opportunity to access credit from formal microfinance institutions. In addition, MSMEs in rural areas have …