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Fintech lending : financial inclusion, risk pricing, and alternative information
Jagtiani, Julapa; Lemieux, Catharine M. - 2017
Persistent link: https://www.econbiz.de/10011689374
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Do Fintech lenders penetrate areas that are underserved by traditional banks?
Jagtiani, Julapa; Lemieux, Catharine M. - 2018
Supersedes Working Paper 17-17 Fintech has been playing an increasing role in shaping financial and banking landscapes …
Persistent link: https://www.econbiz.de/10011891828
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Kreditvergabe ohne herkömmliche Sicherheiten
Kritikos, Alexander; Bolle, Friedel - In: Währung und wirtschaftliche Entwicklung : Festschrift …, (pp. 133-156). 2000
Persistent link: https://www.econbiz.de/10001501962
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Long-term relationships, group lending, and peer monitoring in microfinance : experimental evidence
Cornée, Simon; Masclet, David - In: Journal of behavioral and experimental economics 100 (2022), pp. 1-25
Persistent link: https://www.econbiz.de/10014504999
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Sequential group lending with and without group liability : Grameen I versus Grameen II
Mukherjee, Saswatee - In: Journal of developmental entrepreneurship : JDE ; a … 25 (2020) 3, pp. 2050017-1-2050017-16
Persistent link: https://www.econbiz.de/10012486268
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Peer Information in Loan Pricing
Bao, Yangming - 2020
The paper shows that peer information which banks collected from previous lending plays a role in current loan pricing. I construct peer information at the bank-firm level and find that firms obtain lower loan rates when borrowing from banks that lent to more similar peers in recent periods. The...
Persistent link: https://www.econbiz.de/10012850837
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Financing from family and friends
Lee, Samuel; Persson, Petra - 2012
The constraint on informal finance is commonly taken to be high costs and limited supply. But the majority of informal investors - family and friends - is often willing to supply funds at negative returns, and yet many borrowers tap family and friends only as a last resort. We explain this...
Persistent link: https://www.econbiz.de/10009737925
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Strategic co-funding in informal finance market : evidence from China
Li, Jianwen; Zhang, Xiaofan; Hu, Jinyan - In: Journal of applied economics 24 (2021) 1, pp. 329-349
Information asymmetry in the anonymous informal finance market drives the lenders to screen the borrowers by disclosed information. Using data from a powerful online peer-to-peer lending platform, we study the effects of formal financing records on successful funding and default outcomes in the...
Persistent link: https://www.econbiz.de/10013174229
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Peer to peer lending : a (financial stability) risk perspective
Käfer, Benjamin - 2016
traditional banking. However, it is important to recognize that a constant conclusion would be misleading. P2P platforms have … addition, we discuss that acting on P2P online platforms satisfies most possible definitions of shadow banking and shows … significant similarities with many observed aspects of shadow banking. We thus infer that P2P lending can be considered part of …
Persistent link: https://www.econbiz.de/10011458773
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Funding decisions in online marketplace lending
Ip, Chris K. C.; Lam, F. Y. Eric - 2020
Persistent link: https://www.econbiz.de/10012203633