Despite significant improvements in nominal levels, severe gaps of digital inclusion still exist in the American economy. This paper argues that, for certain groups, migration towards mobile computing and digital inclusion may transpire from 2G voice centric mobile telecommunications to data...

We model a futures exchange's clearinghouse as a "bank" holding a portfolio of credit lines available to its clearing members and collateralized with clearing margins or, equivalently, a portfolio of short European put basket options. Consequently, the "bank" model measures the clearinghouse's...

Cover -- Title Page -- Copyright Page -- Contents -- Preface -- About the Authors -- Chapter 1 Introduction to Strategic Governance and Internal Governance Actors -- Internal Governance -- Purposes for Boards of Directors -- Board Structure and Process: Effective Board Strategic Control and...