Background: Prepayments and risk pooling through social health insurance has been advocated by international development organizations. Social health insurance is seen as a mechanism that helps mobilize resources for health, pool risk, and provide more access to health care services for the...

Background: To protect the people from high economic cost of illness and providing financial protection at the time of hospitalization, government of Kerala introduced a unique health insurance scheme in 2008.This study is trying to explore the utilization among insured people and the problems...