mandatory for all banks was highly controversial. The regulators' view that such an inclusion would result in greater bank … of regulatory capital. Second, bank share prices reacted negatively (positively) to pronouncements that increased …

functions of regulation and supervision. Shull contends that such an integration would foster greater efficiency, improved …. Shull proposes unifying federal bank regulatory agencies that presently have flexible authority over competing institutions …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …