rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech … a stable operating environment for fintech businesses, India must seek to increase financial inclusion. In this study … was to determine the impact of fintech and digital financial services on financial inclusion in India. According to the …

Does the recent proliferation of technology in lending process have an impact on business loan market competition … show that FinTech (Traditional) lenders primarily supply unsecured (asset-backed) loans to borrowers with short-term (long … competition between two ex-ante symmetric lenders. Lenders use screening technology and collateral requirements to mitigate …

loans for home buyers and small businesses, and restrictions on bank branching posed a high barrier to competition. Today … — leading to a 77 percent increase in the number of bank offices since the CRA's passage. Furthermore, a growing share of … their CRA evaluations — contravening the CRA's requirement that lending be consistent with bank safety and soundness. In …

data indicate that bank failures in a county are associated with a reduction in debt and rewards crowdfunding, and total … crowdfunding (including donations and rewards as well, however, bank failures are statistically unrelated to those types of … crowdfunding in our empirical setting). The data are consistent with bank failures being associated with a reduction in the …