strategies in the new branches. The organization of the customer lending business in particular was burdened by arbitrary and … instrumentalization of the customer lending business, whereby an increasing willingness to take risks in lending was used as a tool in … competition with a growing number of rival banks. …

’ impact on lending cycles, controlling for other determinants of credit growth. We find robust empirical evidence that higher … when entering a credit contraction period severely impacts lending (i.e., may bring about a deep credit crunch), with …In this paper, we analyze the role bank capital played in systemic banking crises and in lending expansion and …

competition in the banking sector during the 1970s spurred banks to supply credit through multilateral arrangements. Firms that … while their trade credit and share issuance contracted. …

character of banking products. The article is oriented on analysing the competition level using Herfindahl index and CR3 and CR5 … indexes. Indeces are used to compare the level of competition using following balance items: total assets, bank loans and …

In the recent years, in Romania the significant process of specialization for some credit institutions, appeared on the …

imply an increase of 3 to 3.5 jobs for each million dollars of loans, suggesting real effects of credit constraints …. Estimated impacts are stronger for younger and larger firms and when local credit conditions are weak, but we find no clear …