The aim of this paper is to assess the level of competition prevailing in the Spanish banking system. The current … banks. In both settings, a noteworthy increase in the degree of competition is identified at the turn of the eighties, when … hypothesis which states that concentration impairs competition. …

This paper examines the extent of banking competition in African subregional markets. A dynamic version of the Panzar …–Rosse model is adopted beside the static model to assess the overall extent of banking competition in each subregional banking …

use of a detailed bank-level panel data set, and measuring competition using the PR-H-statistic and Lerner index for the … impaired significantly the competitiveness of Nigeria banks while credit risk created a kind of risk aversion for the Nigerian … banking sector players. Thus implying those banks in Nigeria earned their revenue under conditions of monopolistic competition …

This paper examines how the degree of interbank competition affects real economic growth, growth patterns, and consumer …

How can competition enhance bank soundness? Does competition improve soundness via the efficiency channel? Do banks … heterogeneously respond to competition? To answer these questions, we exploit an innovative measure of competition [Boone, J., A New … Way to Measure Competition, EconJnl, Vol. 118, pp. 1245-1261] that captures the reallocation of profits from inefficient …

This paper analyses the relation between competition and concentration in a monopolistic competition model where banks … Italy and France using a maximum likelihood approach to derive a measure of the degree of competition in each local market …-competitive. It proves its relevance as a tool for competition policy analysis. In addition, thanks to its theoretical foundation, it …

rates and raise both lending rates and the interest rate spread. This suggests that bank concentration might have negative …

corresponding credit risk. We then test the implications of our model by using a 2005 survey with responses from 9,098 firms in 26 …