Using different credit measures, this study identifies the credit booms in Turkey that have occurred after December … of a credit boom are the changes in the slope of the yield curve, reel exchange rate, US interest rate and net capital … inflows. The results imply that these factors should be considered as important elements in forecasting such events that could …

bank-specific factors. The purpose of this study is to detect homogeneous credit risk groups by geographical locations … bank's financial performance and stability. Banks meet the growth rate of NPLs when the debtors are not able to meet their … diversified investment strategies by reducing the overall risk of the credit portfolios …