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Bank recapitalisation and credit growth : the case of an emerging market economy

Verma, Radheshyam; Herwadkar, Snehal S. - In: Praj̄nȧn : journal of social and management sciences 52 (2023) 2, pp. 111-129

Persistent link: https://www.econbiz.de/10015077256

Impact of Basel III liquidity and capital regulations on bank lending and financial stability : evidence from emerging countries

Sharma, Anil Kumar; Chauhan, Rosy - In: The journal of corporate accounting & finance 34 (2023) 4, pp. 28-45

Persistent link: https://www.econbiz.de/10014431489

On the predictors of loan utilization and delinquency among microfinance borrowers in Zimbabwe : a Poisson regression approach

Chamboko, Richard; Guvuriro, Sevias - In: Cogent economics & finance 10 (2022) 1, pp. 1-13

Microfinance institutions (MFIs) are a prominent financial inclusion initiative in many developing countries. In … Zimbabwe, however, less is known about microfinance borrowers, determinants of loan utilisation and borrowers’ repayment … investigated the factors associated with the utilisation of microfinance loans and delinquency among microfinance borrowers using …

Persistent link: https://www.econbiz.de/10013400000

Does banking management affect credit risk? : evidence from the Indian banking system

Koju, Laxmi; Koju, Ram; Wang, Shouyang - In: International Journal of Financial Studies : open … 6 (2018) 3, pp. 1-11

This study investigated the impact of banking management on credit risk using a sample of Indian commercial banks. The study employed dynamic panel estimations to evaluate the link between banking management variables and credit risk. The empirical results show that an increase in loan portion...

Persistent link: https://www.econbiz.de/10011884150

GDP growth as a bank loan quality determinant

Rachuba, Joanna - In: Journal of banking and financial economics 2 (2020) 14, pp. 21-37

Past financial crises and recessions have revealed the importance of the economy’s condition for the loan quality. Macroeconomic determinants of the non-performing loans have been attracting considerable attention in recent years. The aim of this paper is to organize and summarize studies...

Persistent link: https://www.econbiz.de/10012887740

The role of macroprudential policy in bank housing loans portfolio quality assurance

Mitrašević, Mirela - In: Ekonomske teme 59 (2021) 2, pp. 281-296

The subject of this paper is the contemporary trend in residential real estate markets in European countries and their impact on the quality of banks' housing loan portfolios. Due to the fact that these are the markets that still have not fully recovered from the previous financial crisis, and...

Persistent link: https://www.econbiz.de/10012888083

Judicial efficiency and banks credit risk exposure

Canzian, Giulia; Ferrara, Antonella Rita - 2021

We exploit the outset of a regulation seeking to improve judicial efficiency through the rearrangement of courts’ geography in Italy to provide causal evidence on the relationship between judiciary structural reforms and banks financial stability. To this end, we apply a...

Persistent link: https://www.econbiz.de/10012485338

What drives bank coverage ratios : evidence from the euro area

Alessi, Lucia; Bruno, Brunella; Carletti, Elena; … - 2019

We analyse micro and macro drivers of coverage ratios in a cross–country sample of euro area banks. Among the former, we find that coverage ratios increase with the reliance on deposit funding and when asset quality is very poor. Among the latter, coverage ratios increase with GDP growth and...

Persistent link: https://www.econbiz.de/10012058355

Financial stability assessment for EU candidate countries and potential candidates : developments since 2016

Comunale, Mariarosaria; Geis, André; Gkrintzalis, Ioannis - 2019

This paper reviews and assesses financial stability challenges in countries preparing for EU membership, i.e. Albania, Bosnia and Herzegovina, Kosovo, Montenegro, North Macedonia, Serbia and Turkey. The paper mainly focuses on the period since 2016 (unless the analysis requires a longer time...

Persistent link: https://www.econbiz.de/10012110105

Non-performing loans and profitability indicators : the case of the Republic of Macedenia

Jolevski, Ljube - In: Journal of contemporary economic and business issues 4 (2017) 2, pp. 5-20

In the traditional banking model, loans play a dominant role in banks’ operations. Loan portfolio quality is the main generator of banks’ results. In the periods of best results, as well as in times of worst performance of banks’ operations, the reasons for success or failure have been...

Persistent link: https://www.econbiz.de/10011862127