Individual Development Account (IDA) participants need strong credit histories to access affordable credit for their IDA asset purchase. Using a convenience sample of IDA participants (N = 188) recruited from the St. Louis, MO area, this study presents credit profile data addressing utilization...

For more than 25 years, Amanda Mills has been working with arts organizations across Canada and with artists of all kinds to assist them in achieving financial sanity. She has taught business management at the University of Victoria and has prepared thousands of tax returns for writers, visual...

We explore the effects of mandatory third-party review of mortgage contracts on the terms, availability, and performance of mortgage credit. Our study is based on a legislative pilot carried out by the State of Illinois in a selected set of zip codes in 2006. Mortgage applicants with low FICO...