Huibers, Fernando E. - In: Journal of risk and financial management : JRFM 14 (2021) 8, pp. 1-12
The rise of financial technology (fintech) driven business models in banking poses a challenge for financial regulators … encouraged by regulators, the nature of fintech business models may increase the risk of financial instability. Regulators are … resolving the dilemma that is evaluated in the context of the regulatory response to the rise of fintech credit in the …