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In the current competitive scenario, the banking industry must contend with multiple challenges tied to regulations, legacy systems, disruptive models/technologies, new competitors, and a restive customer base, while simultaneously pursuing new strategies for sustainable growth. Banking...
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excessive risk-taking, viz., high levels of PAR30, LGR and NIM) on the level of both operational and social efficiencies. …
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The emergence of digital financial inclusion has initiated a debate about whether it is the next frontier of sustainable economic growth, especially for developing economies. This study aims to verify these contentions by examining the impact of digital financial inclusion on sustainable...
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The objective of the present research is to assess how and to what extent government-to-person (G2P) digital welfare, and business-to-person (B2P) electronic payroll practices, affect formal financial inclusion outcomes in the global open economy. To this end, the paper relies on the...
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Mobile money is an innovation that allows financial transactions to be performed via a cell phone. Even in poor regions of Africa, almost everyone has a cell phone; therefore, mobile money could both contribute to the continent’s economic growth and ensure that no Africans are excluded from...
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