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Financial literacy and fintech use in family business : evidence from developing Asia
Kodama, Wataru; Morgan, Peter J.; Azhgaliyeva, Dina; … - 2024
of financial products including financial technology (fintech). However, no study has examined the effects of the … financial literacy of family business owners on fintech use and business outcomes in developing Asia, where family businesses … financial literacy has strong and positive effects on fintech use in family businesses and various business outcomes, including …
Persistent link: https://www.econbiz.de/10014515853
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Financial exclusion and financial literacy : evidence from Mexico
Roa, Maria José; Villegas, Alejandra - In: Latin American economic review : LAER ; official … 31 (2022), pp. 1-23
This study seeks to contribute to the understanding of the underlying factors that can explain the high levels of financial exclusion that persist in Mexico, with focus on the role of financial literacy. Our analysis is based on the 2018 National Survey of Financial Inclusion in Mexico (ENIF)....
Persistent link: https://www.econbiz.de/10014234266
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Does environment and health awareness matter for household fuel choice? Empirical evidence from Central Asia
Azhgaliyeva, Dina; Kodama, Wataru; Holzhacker, Hans - 2023
Household consumption of coal and other dirty fuels for heating and cooking greatly contributes to air pollution both outdoors and indoors. This paper contributes to the literature on the determinants of household heating choice (dirty versus modern energy source). Energy transition in countries...
Persistent link: https://www.econbiz.de/10014540379
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Does environment and health awareness matter for household fuel choice? : empirical evidence from Central Asia
Azhgaliyeva, Dina; Kodama, Wataru; Holzhacker, Hans - 2023
Household consumption of coal and other dirty fuels for heating and cooking greatly contributes to air pollution both outdoors and indoors. This paper contributes to the literature on the determinants of household heating choice (dirty versus modern energy source). Energy transition in countries...
Persistent link: https://www.econbiz.de/10014450069
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The Smart Money is in Cash? Financial Literacy and Liquid Savings Among U.S. Families
Bhutta, Neil; Blair, Jacqueline; Dettling, Lisa J. - 2022
Most financial advisors recommend storing three to six months of expenses in liquid assets in case of an emergency. Yet we estimate that more than half of U.S. families do not have at least three months of their non-discretionary expenses in liquid savings. We find that financial literacy is...
Persistent link: https://www.econbiz.de/10013309614
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Financial Literacy, Internet Dependency, and Internet Finance
Ran, Zhenkai - 2021
Does the digital transformation of financial services make the financial system more inclusive? Utilizing the China Household Finance Survey (CHFS) data, this study explores the impact of financial literacy and the degree of Internet dependency on household financial asset allocation. The study...
Persistent link: https://www.econbiz.de/10013218931
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Millennial mobile payment users : a look into their personal finances and financial behavior
Bassa Scheresberg, Carlo de; Hasler, Andrea; Lusardi, … - 2020
The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …
Persistent link: https://www.econbiz.de/10012156392
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Boosting access to credit and ensuring financial inclusion for all in Costa Rica
Sunel, Enes - 2020
consumer indebtedness. Technological innovation would also help Costa Rica: granting FinTech start-ups direct and full access …
Persistent link: https://www.econbiz.de/10012304425
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Who are robo-advisor users?
Kim, Seongsu David; Cotwright, Marty; Chatterjee, Swarn - In: Journal of Finance Issues 18 (2019) 2, pp. 33-50
The purpose of this study is to explore the demand for robo-advising services by analyzing the participants’ behavioral characteristics and investment patterns. With the 2015 Financial Industry Regulatory Authority Investor data, we found that robo-advisor users were younger investors with...
Persistent link: https://www.econbiz.de/10012420362
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Millennial mobile payment users: A look into their personal finances and financial behavior
Hasler, Andrea; Lusardi, Annamaria - 2020
The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …
Persistent link: https://www.econbiz.de/10012609969