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Poor and wealthy hand-to-mouth households in Belgium
Cherchye, Laurens; Demuynck, Thomas; Rock, Bram de; … - 2023
We identify the population shares of poor hand-to-mouth households, wealthy hand-to-mouth households and non hand-to-mouth households in Belgium. We apply the methodology proposed by Kaplan and Violante (2014) and Kaplan, Violante and Weidner (2014) to the Belgian component of the Household...
Persistent link: https://www.econbiz.de/10013549717
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Poor and wealthy hand-to-mouth households in Belgium
Cherchye, Laurens; Demuynck, Thomas; Rock, Bram de; … - 2023
Persistent link: https://www.econbiz.de/10014228027
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The marginal propensity to consume and household savings during the COVID-19 pandemic : evidence from Thailand and Vietnam
Dzung Bui; Dräger, Lena; Hayo, Bernd; Giang Hong Nghiem - 2024
the savings position plays a crucial role, as the effects are especially pronounced for households that experienced a … decline in savings. This result contradicts a prediction from the life-cycle permanent income model with borrowing constraints …
Persistent link: https://www.econbiz.de/10014485520
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Old age savings and house price shocks
McGee, Rory - 2021
savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and … the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with … marginal liquidity have larger insurance value than fully eliminating LTC expense risk per pound it costs the government. …
Persistent link: https://www.econbiz.de/10013272225
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How does liquidity affect consumer payment choice?
Stavins, Joanna - 2019
We measure consumers' readiness to face emergency expenses. Based on data from a representative survey of US consumers, we find that financial readiness varies widely across consumers, with lowest-income, least-educated, unemployed, and black consumers most likely to have $0 saved for emergency...
Persistent link: https://www.econbiz.de/10012064153
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The wealth decumulation behavior of the retired elderly in Italy : the importance of bequest motives and precautionary saving
Ventura, Luigi; Horioka, Charles - 2020
In this paper, we analyze the wealth accumulation and saving behavior of the retired elderly in Italy using micro data from the "Survey of Italian Households' Income and Wealth," a panel survey of households conducted every two years by the Bank of Italy. We find that, on average, the retired...
Persistent link: https://www.econbiz.de/10012198628
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Buying Consumption Smoothing : Saving for the Future by Buying Ahead
Collins, J. Michael; Kulka, Amrita - 2020
This study considers an under-explored channel through which credit-constrained house- holds may smooth consumption – buying ahead. We employ a differences-in-differences-in- differences strategy and exploit variation from state tax laws introduced in different states in different years. Using...
Persistent link: https://www.econbiz.de/10014352175
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Old age savings and house price shocks
McGee, Rory - 2021
savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and … the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with … marginal liquidity have larger insurance value than fully eliminating LTC expense risk per pound it costs the government. …
Persistent link: https://www.econbiz.de/10012705128
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Can Consumers Distinguish Persistent from Transitory Income Shocks?
Druedahl, Jeppe - 2018
We study whether households can distinguish persistent from transitory income shocks, and the implications for consumption-saving behavior. We construct a novel consumption-saving model where the household must infer the persistent component of its income process from actual income realizations...
Persistent link: https://www.econbiz.de/10012928282
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The Wealth Decumulation Behavior of the Retired Elderly in Italy : The Importance of Bequest Motives and Precautionary Saving
Ventura, Luigi - 2020
In this paper, we analyze the wealth accumulation and saving behavior of the retired elderly in Italy using micro data from the “Survey of Italian Households' Income and Wealth,” a panel survey of households conducted every two years by the Bank of Italy. We find that, on average, the...
Persistent link: https://www.econbiz.de/10012837210