for Pre-Post Fintech period. Fintech collaborating banks had superior management performance and higher efficiency scores … scale. Therefore, Fintech and banks collaborations had a positive effect on efficiency in the banking sector but it is not …This Efficient banks increase financial stability, intermediation and value to the shareholders. As Fintech innovations …

Fintech innovations – innovations by financial services providers based on digital technology – are widely believed to … adopted by incumbents in the face of potential disruption from fintech challengers. Based on an exploratory study with … stakeholders from the financial ecosystem in the Middle East and North Africa (MENA), the findings show that the fintech sector is …

interrelationships between the development of fintech credit and the efficiency of banking systems in 80 countries from 2013 to 2017. The … positive impact of fintech credit on the efficiency of banking systems suggests that fintech credit may serve as a wake-up call …The expansion of fintech credit around the world is challenging the global banking system. This study investigates the …

compare the performance efficiency of LendingClub's unsecured personal loans with similar loans originated by banks. Using … 2013, LendingClub's observed NPL ratio and lending efficiency were in line with banks with similar lending volume. However …, its lending efficiency improved significantly from 2013 to 2016. As of 2016, LendingClub's performance resembled the …

Will the development of FinTech improve the efficiency of commercial banks in China? In recent years, FinTech has been … management of commercial banks in China. We focus on the empirical analysis of the impact of FinTech on the operating efficiency … FinTech has a significant role in promoting the efficiency of Chinese commercial banks. On this basis, we further compared the …

FinTech in the Philippines has been gaining more attention in recent years, especially during the onset of the COVID-19 … Philippines remains lagging behind compared to ASEAN neighbors. In addition, FinTech has faced concerns pertaining to the … by digitalization, there is more to look into than defining FinTech elements and considering it as just another service …