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To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015-2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The level...
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In this chapter, we first discuss the limitations of traditional financial advice, which led to the emergence of robo-advising. We then describe the main features of robo-advising and propose a taxonomy of robo-advisors based on four defining dimensions - personalization, discretion,...
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Understanding the factors influencing women in adopting and utilizing financial technology (Fintech) services will not …) of women in Indonesia, considering the mediating effect of government support, digital financial literacy and value of … behavior between urban and rural respondents. By analyzing 403 Indonesian women respondents using Partial Least Square …
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The entry of Big Tech firms in the financial ecosystem might affect financial stability through the opportunities and challenges they create for financial inclusion. In this paper we survey the literature to determine the effectiveness of financial education in improving financial literacy and...
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