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Financial innovation by means of Fintech firms is one of the more disruptive business model innovations from the latest …
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The rise of financial technology (FinTech) engenders novel business models through integrating financial services and … information and communication technologies (ICT). Digital currencies and payments, data mining, and other FinTech applications … incumbents mimick ICT firms while aiming to neutralize the FinTech challenge. Practices from Silicon Valley are spilling over …
Persistent link: https://www.econbiz.de/10012034664
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial College) gave the SUERF 2015 Annual Lecture on Capital and...
Persistent link: https://www.econbiz.de/10011554963
This book explores how decentralized finance (DeFi) can disrupt traditional centralized finance including the business areas of insurance companies, banks, money markets, and bonds. DeFi is not a company or a single product, rather it is a collection of products or services. As part of the...
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Cybersecurity, data privacy law, and the related legal implications overlap into a relevant and developing area in the legal field. However, many legal practitioners lack the foundational understanding of computer processes which are fundamental for applying existing and developing legal...
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This study examines key default determinants of fintech loans, using loan-level data from the LendingClub consumer …
Persistent link: https://www.econbiz.de/10012372761