of “FinTech,” which represents the marriage of “finance” and “information technology.” FinTech provides opportunities for …. Therefore, FinTech has become a subject of debate among practitioners, investors, and researchers and is highly visible in the … popular media. In this study, we unveil the drivers motivating the FinTech phenomenon perceived by the English and German …

This paper answers two questions that help those analyzing FinTech understand its origins, growth, and potential to … affect financial stability. First, it answers the question of why "FinTech" is happening right now. Many of the technologies … that support FinTech innovations are not new, but financial institutions and entrepreneurs are only now applying them to …