on bank earnings, the effects of interest rates can vary depending on the profit indicator used. By and large, there is … mortgage lending related sectors. This paper examines the determinants of US Savings and Loan (S&L) profitability in the time … coefficient on return on asset and equity capital. While macroeconomic factors such as low interest rates have a negative effect …

We propose a stress-testing framework to evaluate the sensitivity of banks' profitability to plausible but severe … adverse macroeconomic shocks. Specifically, we test the resilience of French banks' profitability over the period 1993 …–2009. First, we identify the macroeconomic and financial variables (GDP growth, interest rate maturity spread, stock market …

bank profitability. To account for profit persistence, we apply a dynamic panel model, using Generalized Methods of Moments …The aim of this study is to examine the persistence of profit and the effect of bank-specific determinants of Tunisian … related to bank profitability and that deposit and development banks suffer from the bad quality of their loans and the lack …

commercial bank profitability. A methodological objective is to test the operational and statistical results of regressing only … was utilized to find a subset of explanatory variables that explain differences in bank profitability for two subsamples … this, changes in asset composition and asset returns offer little in the way of improving relative profitability …