microcredit and payday lending in Canada, this paper argues that the expectation of full cost recovery in the provision of these …

financial integration. India is a particularly insightful case study due to the sheer number of people excluded from formal … its dominant group-based approach. Third, the article will examine why people opt to take micro-credit at 33 percent …

of poverty, the probit model emphasizes that women are more favored in access to microcredit (ii) second, in terms of …

, however, not driven by higher income, as microcredit does not improve the ability to migrate for work, nor does it reduce …

enhance households' access to and usage of the financial system, especially the formal banking system, is to ensure that an … investigate how the infrastructure affects the usage of formal bank loans for both urban and rural households in the People … informational), is significantly associated with the loan demand - most notably for urban households using formal bank loans …