The institutional credit has been conceived to play a pivotal role in the agricultural development of India. A large number of institutional agencies are involved in the disbursement of credit to agriculture. However, the persistence of money lenders in the rural credit market is still a major...

The study is based on data collected under the project entitled "Tracking change in rural poverty in household and village economies in Eastern India". Data were collected from sample households through panel interview method in four villages namely; Arap, Baghakole, Inai and Susari. The study...