The population property insurance presents high interest; the insurance domain being very complex. The classes of … population property insurance cover the equipment insurance, car insurance and securing buildings and their contents. Decisions … review the decision-making conditions under uncertainty for the population’s assets. Modeling the decision of insurance is an …

This note looks at insurance of minor, recurrent losses. The main concern is with efficiency properties of full … this sort of insurance policy. …

This paper looks at social insurance of short term absence from work. The chief concern is with efficiency properties …

purchases a good to compensate consequences of unfavorable events, such as an accident or an illness. Insurance policies in most … lines of insurance base indemnity on the insured's actual expenses, i.e., the insured would be partially or completely … reimbursed when purchasing certain goods. In this setting we discuss the interaction between insurance and repair markets by …

) shows that this constraint might well bind: insured could get higher expected utility if insurance contracts would allow … optimal insurance contract he derives underestimates the relevance of the non-negativity constraint on indemnities. This paper …

optimal insurance. It analyzes two basic forms of insurance contracts: A contract with a deductible and a contract imposing a … form of an insurance contract to impose partial insurance of the low risks. This paper contributes to the discussion on … positive co-insurance rate. Since high risks can always self-reveal themselves as high risks and buy the optimal insurance …

We use data on households' deductible choices in auto and home insurance to estimate a structural model of risky choice …. Our main findings are robust to a variety of modeling assumptions. -- deductible ; loss aversion ; probability weighting …