screening, a pure strategy equilibrium exists where banks optimally set interest rates at the same level as their competitors … banks have zero screening costs. In our set up we show that interest rate on loans are largely independent of marginal costs … spite of the threat of entry by inactive banks. Moreover, an increase in the number of active banks increases credit risk …

) product variant is underprovided. A model, integrating entry into a perfectly competitive, vertically differentiated industry … as screening device, to increase green supply and curb pooling. Perverse reactions entail decreasing green supply …

) product variant is underprovided. A model, integrating entry into a perfectly competitive, vertically differentiated industry … as screening device, to increase green supply and curb pooling. Perverse reactions entail decreasing green supply …

) product variant is underprovided. A model, integrating entry into a perfectly competitive, vertically differentiated industry … as screening device, to increase green supply and curb pooling. Perverse reactions entail decreasing green supply …

) product variant is underprovided. A model, integrating entry into a perfectly competitive, vertically differentiated industry … as screening device, to increase green supply and curb pooling. Perverse reactions entail decreasing green supply …