particular work package is to describe and model health and morbidity, and the associated use of health services, by age and … socio-economic characteristics across the EU. Although many studies find that time to mortality, rather than age, is more … (and health status where applicable). This finding concurs with previous research that argues that it is time to mortality …

improvements using the Human Mortality Database. The results show a lower optimal purchase of LTC insurance in the morbidity … alternative morbidity scenarios (i.e., morbidity compression/expansion and dynamic equilibrium) influences retirees’ optimal … health state transition matrices estimated from the U.S. Health and Retirement Survey dataset and adjust mortality …