’ decision between cash and card payments. Also, we revisit the existing empirical approaches and propose a new empirical … average ticket related to cash and card payments. Using a Survey on private costs of payment instruments conducted by the … understand the factors around the merchants’ decision that may be considered to foster digital payments.  …

fees (MIFs) for debit card payments over time. Using Dutch cost data for 2002 and 2009 we argue that this method leads to … countries such as the Netherlands with rising costs for cash and declining costs for debit card payments. …