data from a large-scale experiment with public high schools in Peru and credit bureau records on the parents of the youth …

We study the impact of a mobile-app-based behavioral intervention on youth's financial literacy and financial behavior …. To maximize the chances to reach out-of-school youth, we provided access to a user-friendly budget recording tool coupled … and behavior are driven by youth without previous exposure to financial education, suggesting that the bundled …

-related outcomes of youth. On the extensive margin, financial literacy education has a sizable impact on the propensity of youth having … the likelihood of youth carrying debt and their average debt balances. The net effect of both math and financial literacy … likely to have significant impacts on the financial decision-making of youth, but the effects depend on the content of these …

youth. We randomly assign 250 youth clubs to receive either financial education, access to a cheap group account, or both …